Ahmad, Hauwa Garba. “An Assessment of Factors Determining Loan Repayment Performance of SMEs in Gwarzo Local Government – a Review”. Journal of Global Economics and Business 4, no. 12 (January 1, 2023): 167–177. Accessed November 4, 2024. http://journalsglobal.com/index.php/jgeb/article/view/127.